To purchase your travel insurance, click here.
A relatively minor mishap like a dental cavity, food poisoning or appendicitis can easily blow your entire vacation budget. Some surprises can`t be avoided but others can: travel insurance is a quick and affordable way to mitigate financial risks.
Travel Medical Insurance for Canadians travelling abroad
Even a cross-border day trip to the US can quickly turn into a medical and financial nightmare, since many American hospitals won’t treat you without adequate medical coverage or cash up front. Don`t tempt fate – let Renfrew customize a travel insurance package for you.
Coverage
- Covers injury or sickness requiring an emergency hospital stay or emergency medical treatment while travelling outside your home province/territory or abroad.
- Maximum coverage: $5,000,000 (CAD)
Benefits include:
- Licensed ambulance
- Emergency dental expense
- Prescription drug reimbursement
- Emergency air transportation and repatriation
- Board and lodging for you or your travelling companion while in hospital
- Escort home for insured children
- Expenses to bring a family member to your bedside if hospitalized
- Return to destination if you are returned home following emergency air transportation
Options include:
- Single trip coverage
- Annual coverage for multiple trips
- Lower rates for travel within Canada, excluding the US
- Choice of deductible
Trip Cancellation / Interruption Insurance
Life has a way of throwing you a curveball at the most inopportune times, like when a snowstorm hits just as you leave to see family for the holidays, airline disruptions crop up right before your wedding, a sick relative takes a turn for the worst partway through your trip, or you break a leg just when you`re about to take that special vacation you`ve been saving up for. Before you know it, your priorities get completely rearranged and even the best-laid travel plans go out the window. Getting trip cancellation/interruption insurance is a simple way to plan for frustrating scenarios like these.
Coverage
- Reimbursement of travel costs if your plans are cancelled prior to departure, or if they are disrupted after the trip has begun
- Maximum coverage: up to the sum insured for Trip Cancellation or up to $25,000 (CAD) for Trip Interruption
Benefits include:
- Unexpected sickness, injury and/or death, for you, your travelling companion, immediate family or your travelling companion’s immediate family
- Natural disaster
- Travel advisory
- Subpoena
- Hijacking
- Involuntary job loss
- Missed connection
- Non-issuance of a travel visa
Options Include:
- Single trip coverage
- Annual coverage for multiple trips
- Trip Interruption purchased as standalone coverage
Baggage Insurance
When you take the time to pack your personal belongings and carefully plan the details of your trip, you do so with the assumption that your bags will arrive when you do. But we`ve all heard stories of vacations gone wrong because of baggage that arrives late, damaged, or even worse, not at all.
Baggage Insurance is inexpensive, and it will cover the loss, damage, destruction or theft of your personal effects while in transit, in a hotel or in any other building, en route anywhere in the world, on water, land or in the air.
Coverage
- Maximum coverage: $1,500 (CAD) per person or $3,000 (CAD) per family
Options
Rental Car Protection
Renting a car is often a more convenient and more interesting way to travel but remember that your personal auto insurance or credit card may not cover you in an accident abroad. Add rental car insurance to your travel checklist for added peace of mind.
Coverage
- Covers physical damage to, or loss of, a leased/rented automobile
- Maximum coverage: $50,000 (CAD)
Options
Accidental Death & Dismemberment Insurance
Nobody wants to think about what could go wrong on a trip, especially something as horrific as an accidental death or dismemberment. But sadly, these tragedies do happen – that`s way this insurance package exists in the first place. It probably won`t happen but… you never know, so make sure your loved ones stay financially secure, just in case.
Coverage
- Covers death or dismemberment
- Air Flight/Common Carrier maximum coverage: $100,000 (CAD)—as a result of an injury while riding as a fare–paying passenger on an airplane, helicopter or common carrier (bus, train or boat)
- 24–hour accident maximum coverage: $25,000 (CAD)—as a result of any other situation not listed above
Options:
- Single trip coverage
- Annual coverage for multiple trips
All-inclusive Travel Insurance
If you`re Canadian, this comprehensive coverage is the most affordable way to get all the protection you need in one simple package. It provides extensive trip coverage for a single traveller combining:
Insurance for Visitors to Canada
Travelling outside your home country without medical insurance can be an expensive gamble. Medical and dental care in Canada is costly and the Canadian government recommends that visitors be adequately insured during their stay in the country.
Coverage
- Covers injury or sickness requiring an emergency hospital stay or emergency medical treatment
- Protects visitors to Canada for short periods and extended stays
- Protects immigrants and Canadians returning to Canada after living abroad who are awaiting provincial health plan coverage
- Includes 24-hour accident insurance up to $25,000 (CAD)
Benefits include:
- Emergency air transportation
- Emergency dental expenses
- Prescription drugs
- Board and lodging for you or your travelling companion while hospitalized
Options Include:
- Various limits of insurance to a maximum of $200,000 (CAD)
- Single trip coverage
- Choice of deductible
Foreign Student Medical Insurance
Insurance for Canadian Students studying abroad
If you’re a Canadian student planning to study abroad, the last thing you need to worry about is the high cost of medical services. Protect yourself from potential medical bills by adding Travel Underwriters’ Student Medical Insurance to your list of school supplies. Besides, most schools demand that you have a medical insurance plan before you begin classes and your provincial health insurance plan won’t cover you for much while studying abroad. Call Renfrew and consider the problem solved.
Coverage
- Covers injury or sickness requiring an emergency hospital stay or emergency medical treatment
- Covers basic healthcare needs
- Maximum coverage: $2,000,000 (CAD)
Benefits include:
- Emergency medical and dental treatment
- Prescription drugs
- Eye exams
- Annual medical check-up
- Maternity expenses
- Services of a psychiatrist, chiropractor, physiotherapist and more.
Options Include:
Insurance for International Students studying in Canada
As a foreign student attending school in Canada, you may not be eligible for any government coverage and unfortunately, medical and dental treatment in Canada is very expensive. But you should be focusing on your studies and the valuable life experiences this educational opportunity provides, not the high price of medical services. Add Travel Underwriters’ Student Medical Insurance to your list of school supplies and have one less thing to worry about.
Coverage
- Covers injury or sickness requiring an emergency hospital stay or emergency medical treatment
- Covers basic healthcare needs
- Maximum coverage: $2,000,000 (CAD)
Benefits include:
- Emergency medical and dental treatment
- Prescription drugs
- Eye exams
- Annual medical check-up
- Maternity expenses
- Services of a psychiatrist, chiropractor, physiotherapist and more.
Options Include:
Note: Terms and conditions vary according to the insurance company. The information provided is based on one of the travel insurance companies we partner with. Travel policies are customized to each individual’s specific needs.